Investing in People, Strengthening Communities

Board Members

CAAB's Board of Directors

President:   Lee Davenport
Vice-President:   Rosalyn Brown
Secretary:   Leigh Tivol
Treasurer:   Nancy Register


Rosalyn Brown

Vice-President of the Board and Chair of the Development Committee

Rosalyn Brown is currently a Retirement Business Development Officer with PNC. She started her banking career in her hometown of Columbus, GA in 2002 with a regional bank and moved on to BB&T in 2006 to join their Leadership Development Program.

During the almost decade with BB&T she had the pleasure of being a part of their Wealth Management Division as a Private and Preferred Advisor. As a part of the Wealth Division she also had the honor of leading BB&T's local Lighthouse project where she worked with the local Communities in Schools organization to utilize the bank's resources in order to donate time, energy and financial resources to assist the organization in reaching its individual goals for targeted schools and at-risk students.

In 2012 Rosalyn moved on the Retirement and Institutional Services division providing comprehensive retirement solutions for local small to mid-sized organizations in the area. She most recently joined PNC's Institutional Asset Management Team to provide comprehensive retirement solutions to larger organizations.

Rosalyn received her Bachelors of Business Administration with a concentration in Accounting from Mercer University. She also holds the following securities licenses: Series 7, 63, and 65.

Rosalyn's passions encompass 3 main things: financial wellness, dogs, and travel. She is involved with Community Lodgings as a budget mentor as well as being a part of a number of panels devoted to financial wellness and planning. She also enjoys being a foster parent to dogs in transition through City Dogs Rescue as they wait for their forever home. She is also actively pursuing her goal of visiting all 50 states while seeing as much of the world as possible.

Robert Burns

Robert Burns is an entrepreneurial leader with more than 25 years of experience in nonprofit management, community development, and state and local affairs. Robert currently serves as Senior Vice President in the Greater Washington market for Citi Community Development where he leads Citi’s commitment to achieving financial inclusion and economic empowerment for underserved individuals, families and communities. As the Greater Washington Market Manager, Robert oversees community development activities with nonprofit and public agencies across DC, Maryland and Virginia to expand access to financial products and services, create sustainable business solutions and build more inclusive cities to improve opportunity for all – including those in low and moderate income neighborhoods and communities of color. 

Previously, Robert served as Executive Director for City First Enterprises and Homes, a CDFI and affordable housing organization in Washington DC. Robert also served as Director of Field Operations for NeighborWorks America in its Washington, DC headquarters where he supervised five regional offices across the country and provided resources, training and technical assistance to the NeighborWorks Network.  He also helped create and led the local government solutions division for national non-profit, IBTS.

Robert served in city management and previously worked in local government in Missouri, Kansas, South Carolina and North Carolina. Robert is a 1988 Truman Scholar from North Carolina and remains active within the Truman Foundation and currently serves on the Advisory Council for the Foundation. He has served on the Board of Managers for the YMCA of Greater St. Louis, the Board of Directors for the North Area Cable Television Association in St. Louis, and the Board of Directors of the St. Louis Area Insurance Trust. 

He serves as President of the Board of the Grounded Solutions Network, a national non-profit working to build strong communities from the ground up. He also serves as Vice President for the Alexandria Housing Corporation Board of Directors as well Chairman of the Common Area Committee for his homeowner’s association. For the past three years, Robert has taught community development and housing courses for Virginia Tech University.

Robert received his Masters of Public Administration from the University of Kansas and his Bachelors degree in Political Science from Appalachian State University.

Peter Calhoun 

Peter Calhoun joined CAAB as a board member following an extensive career as a mortgage finance regulator. He retired from the Federal Housing Finance Agency (FHFA) with over 25 years of mortgage finance experience overseeing Fannie Mae, Freddie Mac, and the Federal Home Loan Banks.  As an Associate Director at FHFA, he managed a team that analyzed the financial performance of Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. His team produced key mortgage finance public reports such as the monthly Foreclosure Prevention Report and the monthly Refinance Report and provided ad-hoc analysis to external stakeholders such as Congress.   

Brian Castro 

Brian Castro is Co-Founder and Chief Executive Officer of FundPaaS, Inc. a Funding Platform as a Service that enables businesses of all stages to meet working capital needs by converting their customers into investors. FundPaaS’ technology equips entrepreneurs, small business owners, financial institutions, and funding portals to harness the revolutionary potential of crowdfunding.

Previously Brian served as the Obama Administration’s National Ombudsman and Assistant Administrator for Regulatory Enforcement Fairness at the U.S. Small Business Administration. In that role he worked with 30+ federal agencies, startups, and other small and middle market businesses to eliminate unnecessary red tape and promote access to capital. As a regulator, policy maker, and counsel to businesses, the Administration, Congress, the Judiciary, and FINRA, Brian has participated directly in all phases of the federal regulatory process: from legislative drafting and enactment, to proposed regulation and rule implementation, to government investigation and enforcement action, and, ultimately, to administrative and judicial resolution.

His experience includes nearly two decades as a lawyer counseling clients on legal and compliance issues in highly regulated sectors, and working in the U.S. Senate on a range of economic issues, including the provisions of the JOBS Act of 2012. A Maryland native, Brian earned a B.S. from Cornell University and a J.D. from the Duke University School of Law.

Lee Davenport

President of the Board 

Lee Davenport is Principal at Davenport Consulting. He works with non-profit organizations, corporations, government agencies to create and deliver financial empowerment strategies to underserved communities. He has expertise in program design, multi-partner program development, communications, implementation, and evaluation strategies, and is the architect of Recently, he served as Vice President, Programs at One Economy Corporation leading a national effort for digital literacy and broadband adoption. Prior to that, he managed the nation’s largest free low-income tax preparation network at the Food Bank of New York City. 

Lee has a Bachelor of Arts in Psychology from the University of Texas at Austin and a Master of Science in Urban Policy/Nonprofit Management from the New School for Public Engagement in New York City 

Anna Flores 

Chair of the Governance Committee

Anna Flores is the Executive Director of Credit Abuse Resistance Education (CARE).  Headquartered in Alexandria VA, CARE is a national nonprofit organization whose mission is to educate consumers, with a focus on students and young adults, on the fundamentals of personal finance and the responsible use of credit.

Ms. Flores was formerly Vice President of Consumer and Community Affairs at American Express. In this capacity, she served as an advisor to senior management on consumer policy issues. Prior to this position, Ms. Flores served as Director of Consumer Programs for the AARP Foundation. Ms. Flores was also Director of Consumer Services for the Public Service Commission of the District of Columbia where she oversaw the investigation of consumer inquiries on utility-related issues and managed the Commission’s community outreach program.

Ms. Flores also serves on the board of directors of Consumer Action.  She is a former board member of the Washington Area Women’s Foundation, the Society of Consumer Affairs Professionals in Business, Consumer Credit Counseling Services of Greater Washington, the National Conference of Puerto Rican Women, and Hispanics in Philanthropy. 

Joshua Fowkes

Josh Fowkes is a partner in the Litigation Group. His practice focuses on complex commercial litigation, particularly contract actions, fraud, breach of fiduciary duties and other business torts, intra-company disputes and business divorce claims involving partnerships, LLCs and closely-held corporations, employment claims, and derivative and class action claims. He has also counseled clients on First Amendment issues and commercial free speech matters. Josh has represented entrepreneurs, privately-held companies, and public companies across various industries, including real estate, investment banking, retail banks, private equity, health care, manufacturing, intellectual property, financial services, food and drug, and government contracting. Josh has significant experience representing foreign companies from Asia, Europe, and South America in litigation in the US. Along the way, he advises clients about the risks and costs of litigation. Josh has also completed internal investigations on behalf of clients.

As co-founder and co-chair of Arent Fox’s electronic discovery taskforce, Josh has led several presentations on various electronic discovery issues and has served on the editorial board of a prominent electronic discovery publication. His knowledge in this important subject enables him to efficiently manage discovery and reduce discovery costs.

Betty Habershon

Betty Habershon is an accounting professor at Prince George’s Community College in Largo, Md.  She is the founder and director of the Community Financial Center of Prince George’s Community College, an umbrella organization at the college offering to members of the college community and residents of Prince George’s county, education in Financial Literacy, free financial coaching, free tax preparation through the Volunteer Income Tax Assistance (VITA) program and access to a clearinghouse of financial information.  Ms. Habershon coordinates the VITA Program at Prince George’s Community College, which has been in place for 15 years providing free volunteer training and free tax assistance to low-income and senior residents of Prince George’s county.  She is the founding director of the Prince George’s CASH (Creating Assets, Savings, and Hope) Campaign, which is a coalition of over 40 organizations which seeks to collectively expand the financial capability of residents of Prince George’s County.  In fall 2015, she founded in partnership with United Way of the National Capitol Area, the Financial Empowerment Center at Prince George’s Community College, which provides free year-round integrated financial services to residents of Prince George’s County. 

Ms. Habershon serves on the Business and Finance Advisory Board for Prince George’s County Public Schools.  She also serves on the Maryland State Department of Education’s Financial Literacy Education Advisory Council, which assisted with the development of the Maryland Personal Financial Literacy Education State Curriculum. 

She is a graduate of Howard University and University Maryland University College. Ms. Habershon has been a long-term Prince George’s County resident and resides in Ft. Washington, MD.

Rich Petersen

CAAB's Executive Director and Ex Officio Member of the Board 

Rich Petersenis the Executive Director of Capital Area Asset Builders (CAAB). He is a community development professional experienced in developing and implementing effective initiatives that have assisted people with disabilities and low-income individuals to more fully participate and succeed in the economic mainstream. Rich is a graduate of Siena College and began his career at Project Welcome, the first national early-childhood development program designed to help children with moderate to severe disabilities to enroll in federally funded day care programs. From there, he went onto assisting adults with disabilities to pursue their personal and vocational aspirations and was involved with the passage of the American Disabilities Act. In 1993, Mr. Petersen co-founded Employment Trust Inc., a privately held employment staffing entity that assisted people with barriers to employment to obtain and maintain employment of their own informed choice. The company went on to develop and trademark, Managed Work Services, a vendor on premises service model that was replicated in New York, Baltimore, and St. Louis and served as a template for the development of the Alternative Staffing movement.

Rich has served as the Small Business representative to the Welfare to Work Partnership; and for 15 years helped shape and lead national workforce development and asset-building initiatives at the Enterprise Foundation. In 1999, Rich was presented with the Welfare Associate of the Year Award by President Bill Clinton in recognition of his ongoing efforts to assist people to move out of poverty.

Nancy Register

Treasurer of the Board and Chair of the Finance Committee

Nancy Register is a national leader in the savings and financial well-being community. Now retired from the Consumer Federation of America where she served as the Associate Director and led the America Saves campaign, she continues to be interested and active in the financial capability of low-to-moderate income households across the country. In 2001, she was one of 20 community leaders honored with a community leadership award given by Levi Strauss and the Washington Post. She received the UPN 2000 Women of the Year Award and is a 1992 graduate of Leadership Washington. In addition to being a past-President and serving on the board of Bright Beginnings, an early childhood education center for children of homeless families in Washington, DC, she is the past-President of the District of Columbia Library Foundation Board and the Junior League of Washington.

William (Bill) Spinnell  

Bill Spinnell is a Treasury Solutions Officer in Bank of America Merrill Lynch’s Specialized Industries group.  He is responsible for the delivery of treasury management and revenue cycle solutions focusing on clients in the healthcare, higher education and not-for-profit industries in the Washington, DC and Central Virginia markets. Bill has a proven track record in customizing solutions to meet the client’s needs.  Bill has been with Bank of America since 2004. Prior to joining the bank, Bill started his professional career with Nestlé, USA as a National Account Manager. 

Bill is a graduate of the University of Washington and earned his degree in Economics.  He attained his MBA with a focus on International Marketing from the University of Maryland, University College.  He is a Certified Treasury Professional (CTP) and active and longtime member of the Association for Financial Professionals (AFP) and Healthcare Finance Management Association (HFMA).

Leigh Tivol 

Secretary of the Board and Chair of the Program Committee

Leigh Tivol has spent her entire career in the asset-building field, and has twenty years of policy and program experience in financial capability, affordable housing and community development. She has worked in a range of settings, including direct service delivery, statewide policy advocacy, association services and technical assistance to community organizations, state government and, since 2006, at CFED.

In 2015, Ms. Tivol became CFED's Vice President for Strategy & Impact, working to ensure the strategic and operational effectiveness of CFED's programmatic work. In this role, she leads in identifying and resolving operational and strategic challenges, tracks progress against key metrics and deliverables, and serves as an advisor to and surrogate for CFED's President and other Vice Presidents on a broad array of programmatic and strategic issues.

Previously, Ms. Tivol served as CFED's Director of Savings & Financial Security and oversaw CFED's work in financial capability and matched savings for adults and children. Prior to joining CFED, Ms. Tivol was an advocate for community development and affordable housing policy in Indiana. She worked in the public and nonprofit sectors, and focused primarily on Individual Development Accounts (IDAs), homeownership education and counseling, housing trust funds and predatory mortgage lending. 

Ms. Tivol holds Bachelor's degrees in Sociology and French from Brown University, and a Master's in Public Affairs from Indiana University.

Justin Vélez-Hagan

Justin Vélez-Hagan is an economic policy analyst, appointed researcher at the University of Maryland-Baltimore County, adjunct professor of economics, founder and president of The National Puerto Rican Chamber of Commerce, and author.   

Mr. Vélez-Hagan most recently wrote The Common Sense behind Basic Economics (Lexington Books, 2015), but also contributes to academic and national news publications including Forbes, Fox NewsPoliticoThe Hill, among others while also appearing on Fox NewsBBC World News, and Fox Business Network to discuss contemporary economic policy issues.  He also serves on several national organization’s boards to enhance economic opportunities in under-resourced and military veteran communities.  

Vélez-Hagan received his BS in Finance from the University of Louisville, an MBA from Arizona State University, and will complete his PhD in Macroeconomic Policy at the University of Maryland-Baltimore County in 2017.  Vélez-Hagan is a combat veteran of Operation Enduring Freedom in Afghanistan.  

How to give

Now, more than ever, non-profits like Capital Area Asset Builders (CAAB) need your help. Please support CAAB as we continue to help DC residents manage and/or improve their financial situation during these difficult times. If you can't afford to give a monetary gift, please visit our Amazon Wish List where you can choose from a variety of items that CAAB needs in order to better serve our community.

or send a check or money order to
Capital Area Asset Builders (CAAB)
c/o Joseph Leitmann-Santa Cruz, Director of External Relations
1100 H Street NW, Suite 200
Washington, DC 20005